Get in Touch

Terms and Conditions

AM Advisory

By accessing or using https://amadvisory.com.au (the “Website”), you agree to be bound by these Terms & Conditions (“Terms”). If you do not agree with any part of these Terms, please do not use the Website.

Contents

  1. About Us
  2. Use of This Website
  3. Content and Accuracy
  4. Exclusions and Limitation of Liability
  5. Intellectual Property and Copyright
  6. Important Information About Our Advice
  7. Anti-Money Laundering and Counter-Terrorism Financing
  8. Third-Party Links, Lenders and Partners
  9. No Guarantee of Outcome
  10. Indemnity
  11. Privacy
  12. Changes to These Terms
  13. Governing Law
  14. How to Contact Us

1. About Us

AM Advisory (“we”, “us”, “our”) is a trading name of AM Business & Taxation Pty Ltd (ABN 27 610 871 933), a business advisory, taxation, accounting and finance services provider based at Suite 43, Level 4, 410 Church Street, Parramatta, NSW, Australia. AM Advisory has been operating since 2015, supporting individuals, families, businesses and franchise owners with accounting, bookkeeping, payroll, tax, business advisory and finance/lending services.

Ashish Chokhal is a Credit Representative (CRN 502474) (CA 468708).

Mahesh Thapa is a Credit Representative (CRN 482856).

2. Use of This Website

By using this Website, you agree that you:

  • Are at least 18 years of age, or are using the Website with the involvement of a parent or guardian;
  • Will use the Website only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of, the Website by any other person;
  • Will not attempt to gain unauthorized access to any part of the Website, or to any server or network connected to the Website;
  • Will not use automated tools such as bots, scrapers, or offline readers to access the Website in a way that sends more requests than a person could reasonably generate.

3. Content and Accuracy

The content of this Website — including text, graphics, calculators, tools and any material provided by AM Advisory, its related businesses, or third parties — is provided for general information purposes. While we take reasonable steps to keep the Website accurate and current, we do not represent or warrant that the content is complete, accurate, reliable or up to date, or that access to the Website will be uninterrupted or free of errors or viruses. We reserve the right to change any information on the Website at any time, without notice and at our discretion.

We recommend you exercise your own judgment and, where appropriate, seek independent professional advice before making any decision based on information found on this Website. If you believe any information on the Website is incorrect or misleading, please let us know so we can correct it.

4. Exclusions and Limitation of Liability

You use this Website entirely at your own risk. To the maximum extent permitted by law, AM Advisory and its officers, employees, contractors and related entities exclude all warranties, guarantees and terms implied by law, custom or otherwise (except any consumer guarantee that cannot lawfully be excluded under the Australian Consumer Law), and exclude all liability for any loss or damage — including indirect, incidental, special or consequential loss, loss of profits, loss of data, or loss of goodwill — arising out of or in connection with your use of, or inability to use, the Website or any information on it, even where we have been advised of the possibility of such loss. Where liability cannot lawfully be excluded, our liability is limited, at our option, to re-supplying the relevant service.

5. Intellectual Property and Copyright

Unless otherwise indicated, AM Advisory owns or licenses the copyright and other intellectual property rights in the content of this Website, including text, graphics, logos and software. This material is protected under Australian and international copyright and trademark law. Other than any use permitted under the Copyright Act 1968 (Cth), you may view, download, print or reproduce content from this Website for your own personal or internal, non-commercial use only. You must not otherwise reproduce, distribute, modify or create derivative works from any content on this Website, or use any AM Advisory trademark, without our prior written consent.

6. Important Information About Our Advice

The content on this Website is general information only. It does not take into account your personal objectives, financial situation, or needs, and is not personal financial, taxation, legal or credit advice. Before acting on anything you read on this Website, you should consider whether it is appropriate to your own circumstances and, where appropriate, seek independent professional advice.

In addition, please note:

  • Where AM Advisory arranges finance or credit assistance, applications are subject to individual lender assessment and approval, and nothing on this Website is a guaranteed offer of credit.
  • AM Advisory may reference specific lenders, products or brands on this Website; this is provided for information only and is not a recommendation or endorsement, and we do not compare every lender or product available in the market.
  • Any interest rates, fees or offers referred to on the Website are indicative only, subject to change, and may not apply to your individual circumstances.

Credit assistance is provided through our credit representatives, who act as credit representatives of BLSSA Pty Ltd ACN 117 651 760, Australian Credit Licence 391237 (see section 1 above). We are required to act in your best interests when providing credit assistance in relation to a credit contract, and our recommendations take into account your objectives, requirements and financial situation. A copy of our Credit Guide is available on request or on this Website.

7. Anti-Money Laundering and Counter-Terrorism Financing

AM Advisory is committed to complying with its obligations under the Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (Cth) (“AML/CTF Act”) and is enrolled with the Australian Transaction Reports and Analysis Centre (AUSTRAC) as a reporting entity. Before we can provide certain services to you, we are required by law to verify your identity and, where relevant, the identity of any beneficial owners of an entity you represent, using reliable and independent documents or data.

We may ask you to provide identification documents (such as a driver licence, passport, or company/trust documents) before we can commence or continue providing a service, and we may be unable to proceed, or may need to pause or delay a service, until this verification is complete. We may also be required to undertake ongoing monitoring of our business relationship with you, and to report certain transactions or matters to AUSTRAC as required by law. Further detail on how we handle information collected for this purpose is set out in our Privacy Policy.

8. Third-Party Links, Lenders and Partners

This Website may contain links to third-party websites, lenders or partner organisations, including banks and brands referenced on this site. These links are provided for convenience only. We do not endorse, and are not responsible for, the content, accuracy, or privacy or security practices of any linked third-party website. Your use of any third-party website is at your own risk and subject to that website’s own terms and privacy policy.

9. No Guarantee of Outcome

While we strive to provide accurate, helpful and up-to-date information and service, AM Advisory cannot guarantee the outcome of any engagement, application, or advice provided, including tax, lending or other financial outcomes. Case studies and testimonials referenced on the Website reflect individual client experiences and are not a guarantee that similar results will be achieved for you, as outcomes depend on your own circumstances.

10. Indemnity

You agree to indemnify and hold harmless AM Advisory, its officers, employees, contractors and related entities from and against any claims, losses, liabilities, damages and expenses (including reasonable legal fees) arising out of your breach of these Terms or your misuse of the Website.

11. Privacy

Our collection and handling of personal information is governed by our Privacy Policy, which forms part of these Terms. Please refer to our Privacy Policy for further details.

12. Changes to These Terms

We may update these Terms from time to time to reflect changes to our services, or legal or regulatory requirements. The updated Terms will be posted on this page with a revised “last updated” date, and your continued use of the Website after changes are posted constitutes your acceptance of the updated Terms.

13. Governing Law

These Terms are governed by the laws of New South Wales, Australia. You submit to the non-exclusive jurisdiction of the courts of New South Wales and the Commonwealth of Australia in respect of any dispute arising from these Terms or your use of the Website.

14. How to Contact Us

If you have any questions about these Terms, or wish to report an error on the Website, please contact us:

  • Email: contact@amadvisory.com.au
  • Phone: +61 2 7801 4839
  • Address: Suite 43, Level 4, 410 Church Street, Parramatta, NSW, Australia
AM Advisory